70% of aspiring owners delaying life milestones | Real Estate Market Insights

From having children to beginning a new profession, more than half of Americans are placing major milestones on maintain until they get their first home.

It’s no shock that rising home costs and declining affordability are altering the approach people live.

A new report from Coldwell Banker shed light on precisely how big of an influence the difficult 2025 housing market had on every facet of American life.

71% of would-be owners are delaying large milestones, including having youngsters. Andy Dean – stock.adobe.com

The report suggests that many Americans are considerably altering their life plans with a view to afford a home. Shisu_ka – stock.adobe.com

A whopping 71% of would-be owners are delaying large milestones like marriage, infants and profession adjustments — all in the hopes of saving for that first downpayment. The gloomy outlook was documented in Coldwell Banker’s “2025 American Dream Report,” which surveyed more than 3,000 adults, almost 900 of whom are aspiring owners.

Of those delaying life’s big moments, 18% reported delaying marriage and having youngsters, and 17% said they put off altering jobs or careers.

Gen Z respondents proved additional pessimistic, with 84% planning to put off these rites of passage — even pet possession — until they’ve their first set of keys in hand.

More than half of survey-takers said the American dream is outlined by proudly owning a home. MDBPIXS – stock.adobe.com

More Americans would quite own a home than retire by 67. Krakenimages.com – stock.adobe.com

However lofty the aim of homeownership turns into, lots of Americans are still striving for it.

The report discovered that 56% of those surveyed still consider that proudly owning a home of one’s own defines the American dream.

The best outranked having a household, retiring by 67 or beginning a profession. This is despite more than half of respondents reporting that they don’t count on to attain that dream until they’re not less than 40 years outdated.

The outcomes of the “2025 American Dream Report,” recommend that a regularly tight housing market might alter the tempo of American life. Jason’s Waugh, the president Coldwell Banker Affiliates, told The Post that he does see sources of optimism in the report.  

“The data suggests that the pursuit of homeownership is not diminishing, it is evolving into a more intentional, informed, and financially aligned strategy,” Waugh said.

Waugh said he expects housing market traits in 2026 to lean in the direction of pragmatism, including smaller home footprints, properties requiring modest renovations, and properties with income producing potential.

High mortgage charges and file costs have been slowing American patrons down for years. Andy Dean – stock.adobe.com

Owning real estate is still widely thought-about one of the best investments a individual could make — 65% of Americans said they consider homeownership is still a better long-term financial alternative than renting, according to the report.

Persistently high mortgage charges and file home costs, paired with restricted housing provide in in-demand markets, have challenged US homebuyers for years now, however market shifts in patrons’s favor may very well be on the horizon.

Waugh pointed out that a majority of respondents in the report confirmed willingness to make sensible concessions to afford a home — such as broadening their search areas — and expressed the intent to buy a home within the next 5 years.

“When this sentiment is coupled with easing interest rates and a deceleration in home price appreciation, we begin to see conditions that are increasingly favorable for first-time buyers.”

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The real estate market is one of the most highly effective wealth-building industries in the world.
It entails the shopping for, promoting, and management of properties—starting from residential houses to business buildings and investment land.
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Monitoring traits such as rates of interest, location growth, and housing provide helps buyers make better shopping for and promoting selections.

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